{"id":289,"date":"2014-07-23T17:46:47","date_gmt":"2014-07-23T21:46:47","guid":{"rendered":"https:\/\/project-011.com\/?page_id=289"},"modified":"2015-05-04T15:37:35","modified_gmt":"2015-05-04T20:37:35","slug":"professional-liability-insurance","status":"publish","type":"page","link":"https:\/\/project-011.com\/?page_id=289","title":{"rendered":"Professional Liability Insurance"},"content":{"rendered":"

\"Professional<\/a>Professional Liability Insurance<\/h1>\n

Professional liability\u00a0insurance<\/strong> is especially important to certain businesses and professions. \u00a0If clients place their trust and faith in you for your\u00a0services your general liability insurance is probably not enough. Professional liability\u00a0insurance<\/strong>\u00a0is specialized coverage and is used to provide coverage when your product is your advice, counsel, or specialized services. \u00a0When your services involve your professional judgement and expertise, then you probably need Professional liability\u00a0insurance<\/strong>\u00a0coverage. \u00a0The coverage is referred to as Errors and Omissions Professional liability\u00a0insurance<\/strong>. \u00a0Most other businesses are covered by products and completed operations liability insurance coverage in most general liability policies. Professional liability\u00a0insurance<\/strong>\u00a0is a specialized form of products and completed operations coverage that most of us already get in our general liability policy coverage.<\/p>\n

The big difference found in Professional liability\u00a0insurance<\/strong>\u00a0is that you don’t even have to have been wrong for a claim to have been triggered. \u00a0A Client may claim that you have simply made any error in judgment or omitted advice or consideration of key facts when rendering your advice or counsel or service. \u00a0These are claims that are generally not covered by business general liability coverage. \u00a0Usually the trigger for a claim is when an injury or property damage was caused by a product or other service. \u00a0When a product is your advice it is far more difficult to defend.<\/p>\n

Classes of Professional Liability We Offer<\/h2>\n

We offer Professional liability\u00a0insurance<\/strong>\u00a0on a variety of business exposures. \u00a0We accomplish the coverage with an endorsement to underlying business owners or comprehensive general liability coverage on either a mono-line or package policy. \u00a0All of our carriers provide Professional liability\u00a0insurance<\/strong>\u00a0in one form or another. Here is a list of the common classes of business where a Professional liability\u00a0insurance<\/strong>\u00a0endorsement can be added to your policy with our agency:<\/p>\n

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Barber Shops<\/p>\n

Beauty Shops<\/p>\n

Cemeteries & Crematoriums<\/p>\n

Condo Association D&O<\/p>\n

Contractors E&O<\/p>\n

Dental Laboratories<\/p>\n

Educators<\/p>\n

Florists<\/p>\n

Notary Public<\/p>\n<\/div>\n

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Funeral Directors<\/p>\n

Hearing Aid Stores<\/p>\n

Optical Goods Stores<\/p>\n

Pastoral Counseling<\/p>\n

Pet Grooming<\/p>\n

Printers<\/p>\n

Technology Firms<\/p>\n

Veterinarians<\/p>\n<\/div>\n

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We are adding the capability to service a much wider range of professional clients who need Errors and Omissions Professional Liability Insurance<\/strong>\u00a0 from our offices in West Chester, OH. \u00a0The additional classes (noted below) will include simplified underwriting and will be incorporated into our existing policies by endorsement which eliminates the need to have additional policies covering these critical exposures. \u00a0These additional Professional liability\u00a0insurance<\/strong>\u00a0business classes include:<\/p>\n

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Accounting & Auditing Services<\/p>\n

Advertising Agencies<\/p>\n

Answering Service Companies<\/p>\n

Business or Management Consultants<\/p>\n

Consultants for Weddings<\/p>\n

Copying and Duplicating Service Businesses<\/p>\n

Court Reporting & Transcription Services<\/p>\n

Embroidery Operations<\/p>\n

Graphic Artists & Designers<\/p>\n<\/div>\n

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Interior Decorators<\/p>\n

Interpreters or Translators<\/p>\n

Market Research Firms<\/p>\n

Public Speakers<\/p>\n

Stenographic & Secretarial Service Companies<\/p>\n

Tax Preparer’s & Bookkeepers<\/p>\n

Telemarketing Firms<\/p>\n

Travel Agencies<\/p>\n<\/div>\n

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Professional Liability Advice and Agency Service<\/strong><\/h2>\n

Quality coverage begins with understanding your needs and the extent of your operation.\u00a0 I have 37 years of experience working with business owners and have a unique and special connection to understanding businesses and their insurance needs, including the vital areas of Professional liability\u00a0insurance<\/strong>.\u00a0 This agency represents quality carriers that have the ability to provide the coverage your business needs whether or not it is ultimately provided inside of our Business Owner Policy (BOP) or our more flexible Commercial Package Policy (CPP) option.\u00a0 Call and ask for Terry McCarthy at (513) 779-7920, 9-5 Monday \u2013 Friday most days.<\/p>\n","protected":false},"excerpt":{"rendered":"

Professional Liability Insurance Professional liability\u00a0insurance is especially important to certain businesses and professions. \u00a0If clients place their trust and faith in you for your\u00a0services your general liability insurance is probably not enough. Professional liability\u00a0insurance\u00a0is specialized coverage and is used to provide coverage when your product is your advice, counsel, or specialized services. \u00a0When your services […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":28,"menu_order":0,"comment_status":"open","ping_status":"open","template":"tpl-professional-liability.php","meta":{"footnotes":""},"class_list":["post-289","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/project-011.com\/index.php?rest_route=\/wp\/v2\/pages\/289","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/project-011.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/project-011.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/project-011.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/project-011.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=289"}],"version-history":[{"count":9,"href":"https:\/\/project-011.com\/index.php?rest_route=\/wp\/v2\/pages\/289\/revisions"}],"predecessor-version":[{"id":2083,"href":"https:\/\/project-011.com\/index.php?rest_route=\/wp\/v2\/pages\/289\/revisions\/2083"}],"up":[{"embeddable":true,"href":"https:\/\/project-011.com\/index.php?rest_route=\/wp\/v2\/pages\/28"}],"wp:attachment":[{"href":"https:\/\/project-011.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=289"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}