{"id":1663,"date":"2015-03-05T18:52:58","date_gmt":"2015-03-05T23:52:58","guid":{"rendered":"https:\/\/project-011.com\/?page_id=1663"},"modified":"2015-03-06T07:59:02","modified_gmt":"2015-03-06T12:59:02","slug":"catering-business-insurance","status":"publish","type":"page","link":"https:\/\/project-011.com\/?page_id=1663","title":{"rendered":"Catering Business Insurance"},"content":{"rendered":"

\"Catering<\/a>Catering Business Insurance<\/span><\/h1>\n

Catering Business Insurance is carefully tailored from the Commercial Package Policy (CPP) framework to address the variety of liability and property exposures that you face in your business as a commercial catering enterprise.\u00a0 Because you\u2019re selling food, and often using the kitchen facilities at the venues you cater, it is important that your coverage address the risks of food contamination, spoilage, and food borne illnesses. \u00a0Additional care and attention is required from the management of the catering and commissary business because the operations encounter the variability that comes from potentially working in a different facility on a regular basis\u00a0while carrying out your\u00a0work. \u00a0Organizing to be successful for your customer and your business is a minimum requirement under these conditions.<\/p>\n

Common types of events you cater include:<\/h2>\n
\n
\"\"<\/div>\n
\n

Weddings<\/p>\n

Event Catering<\/p>\n

Company recognition events<\/p>\n

Working business lunch or dinners<\/p>\n

College and University events<\/p>\n

Graduation or passage events<\/p>\n<\/div>\n

\"\"<\/div>\n
\n

Private events in residences<\/p>\n

Food Tasting Events<\/p>\n

Party catering<\/p>\n

Church Events<\/p>\n

Corporate cafeteria<\/p>\n

School, College, University Cafeteria<\/p>\n<\/div>\n<\/div>\n

Biggest Exposures for Catering Business Insurance<\/h2>\n

Serving food you prepare comes with the great risk of avoiding common allergens and liability and medical expenses that arise from patrons who become ill as a result of your food product represents one of your greatest exposure to loss.\u00a0 The minimum coverage in every Catering Business Insurance policy is Comprehensive General Liability (CGL).\u00a0 If your wait staff also serves alcohol you also have the additional burden to avoid over serving your patrons.\u00a0 You also have the potential liability that comes from the use of banquet hall kitchens, private or commercial kitchens, and other cooking venues like church kitchens.\u00a0 If your activities result in damage to the premises you are using, you may be responsible for the damage done. \u00a0It takes extra consideration to account for the special coverage you may need for these potential exposures.<\/p>\n

Catering Business Insurance Options<\/h2>\n

Commercial General Liability<\/h3>\n
    \n
  • Bodily Injury Liability<\/li>\n
  • Property Damage Liability<\/li>\n
  • Products and Completed Operations Liability<\/li>\n
  • Personal Injury Liability<\/li>\n
  • Liquor Liability<\/li>\n
  • Ohio Stop Gap Liability<\/li>\n
  • Employment Practices Liability<\/li>\n
  • Employee Benefits Liability<\/li>\n
  • Premises Medical Payments<\/li>\n
  • Fire Legal Liability (CCC)<\/li>\n<\/ul>\n

    Business Property<\/h3>\n
      \n
    • Building<\/li>\n
    • Business Personal Property<\/li>\n
    • Business Interruption<\/li>\n
    • Equipment Breakdown<\/li>\n
    • Food Spoilage<\/li>\n<\/ul>\n

      Mobile Equipment<\/h3>\n
        \n
      • Equipment Away from the Primary Premises<\/li>\n
      • Equipment Floater\/Inland Marine<\/li>\n<\/ul>\n

        Commercial Vehicles<\/h3>\n
          \n
        • Bodily Injury & Property Damage Liability<\/li>\n
        • Uninsured Motorist<\/li>\n
        • Underinsured Motorist<\/li>\n
        • Hired Auto Liabilty<\/li>\n
        • Non Ownership Liability<\/li>\n
        • Medical Payments<\/li>\n
        • Vehicle Physical Damage<\/li>\n
        • Comprehensive (Other Than Collision)<\/li>\n
        • Collision<\/li>\n
        • Cargo for food being transported<\/li>\n
        • Rental & Transportation Expense (When Available)<\/li>\n
        • Towing & Road Service (When Available)<\/li>\n<\/ul>\n

          Umbrella Liability<\/h3>\n
            \n
          • Available up to $10 Million (additional capacity may be available)<\/li>\n<\/ul>\n

            Surety Bonds<\/p>\n

            Common Limits of Liability include:<\/strong><\/h2>\n
              \n
            • $300,000\/$600,000<\/li>\n
            • $500,000\/$1,000,000<\/li>\n
            • $1,000,000\/$2,000,000<\/li>\n
            • $2,000,000\/$4,000,000<\/li>\n<\/ul>\n

              Professional Advice and Agency Service<\/strong><\/h2>\n

              A\u00a0LICENSED OHIO AGENT COMES WITH OUR POLICIES<\/span><\/h3>\n

              Quality coverage begins with understanding your needs and the extent of your operation and that is how we build Catering Business Insurance.\u00a0 I have 37 years of experience working with business owners and have a genuine interest in working with business owners and their business insurance needs. \u00a0We represent\u00a0quality carriers that have the ability to provide the coverage your business requires\u00a0whether or not it is ultimately provided inside the flexible Commercial Package Policy (CPP) and its many options, or in our business owner form, or with mono-line coverage for general liability.\u00a0 Call and ask for Terry McCarthy at (513) 779-7920, 9-5 Monday \u2013 Friday most days.\u00a0 I schedule appointments at most other times of the day or week when needed.<\/p>\n

              We Offer Catering Business Insurance\u00a0in these\u00a0Areas:<\/strong><\/h2>\n
                \n
              • Butler County Catering Business Insurance<\/strong><\/li>\n
              • Clermont County Catering Business Insurance<\/strong><\/li>\n
              • Hamilton County Catering Business Insurance<\/strong><\/li>\n
              • Warren County Catering Business Insurance<\/strong><\/li>\n
              • Greene County Catering Business Insurance<\/strong><\/li>\n
              • Clinton County Catering Business Insurance<\/strong><\/li>\n
              • Preble County Catering Business Insurance<\/strong><\/li>\n
              • Montgomery County Catering Business Insurance<\/strong><\/li>\n
              • Cincinnati Catering Business Insurance<\/strong><\/li>\n
              • Dayton Catering Business Insurance<\/strong><\/li>\n
              • Ohio Catering Business Insurance<\/strong><\/li>\n
              • Michigan Catering Business Insurance<\/strong><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"

                Catering Business Insurance Catering Business Insurance is carefully tailored from the Commercial Package Policy (CPP) framework to address the variety of liability and property exposures that you face in your business as a commercial catering enterprise.\u00a0 Because you\u2019re selling food, and often using the kitchen facilities at the venues you cater, it is important that […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":28,"menu_order":0,"comment_status":"open","ping_status":"open","template":"tpl-commercial-package.php","meta":{"footnotes":""},"class_list":["post-1663","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/project-011.com\/index.php?rest_route=\/wp\/v2\/pages\/1663","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/project-011.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/project-011.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/project-011.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/project-011.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1663"}],"version-history":[{"count":14,"href":"https:\/\/project-011.com\/index.php?rest_route=\/wp\/v2\/pages\/1663\/revisions"}],"predecessor-version":[{"id":1679,"href":"https:\/\/project-011.com\/index.php?rest_route=\/wp\/v2\/pages\/1663\/revisions\/1679"}],"up":[{"embeddable":true,"href":"https:\/\/project-011.com\/index.php?rest_route=\/wp\/v2\/pages\/28"}],"wp:attachment":[{"href":"https:\/\/project-011.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1663"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}