{"id":1626,"date":"2015-03-04T20:57:53","date_gmt":"2015-03-05T01:57:53","guid":{"rendered":"https:\/\/project-011.com\/?page_id=1626"},"modified":"2016-04-20T12:55:37","modified_gmt":"2016-04-20T17:55:37","slug":"cleaning-janitorial-services-insurance","status":"publish","type":"page","link":"https:\/\/project-011.com\/?page_id=1626","title":{"rendered":"Cleaning & Janitorial Services Insurance"},"content":{"rendered":"

\"Cleaning<\/a><\/span><\/h1>\n

\"Insurance<\/a><\/h1>\n

Cleaning & Janitorial Services Insurance<\/span><\/h1>\n

One of the unique differences that Cleaning & Janitorial Services Insurance<\/strong>\u00a0must address is the fact that your business is performed away from your business premises and at home and business facilities that belong to others. \u00a0This creates the challenge of assuring quality performance since\u00a0often times the work is conducted outside of your immediate attention. \u00a0This, in and of itself, creates a number of unique situations for loss or damage to occur or be alleged. \u00a0In conducting just one job you and your employee are exposed to car accidents, damage to customer property, and injury to your employee.<\/p>\n

Cleaning & Janitorial Services Insurance<\/strong> is crafted to your specific coverage needs by an expert local insurance agent.\u00a0 The goal is provide you great coverage and savings to benefit your bottom line and who doesn\u2019t enjoy a few extra dollars in their pocket at the end of the day?<\/p>\n

Coverage can be tailored to the needs of Maid Services, House Cleaning, Commercial Cleaning Services, and carpet floor cleaning services.\u00a0 I have experience working the requirements published by national cleaning franchise organizations and offer major national and regional carriers that provide a lot of value for the money.\u00a0 If you\u2019re looking for\u00a0new options and thinking on insurance for your cleaning business operation, you\u2019ve come to the right place.\u00a0 I\u2019m worth a phone call.\u00a0 I\u2019m unique and ready to help you find the coverage you want and need at a price you can afford.\u00a0 Call \u00a0Terry McCarthy at (513) 779-7920 and start a conversation about insuring your cleaning business with the coverage you need so you can concentrate on serving your customers and their needs.<\/p>\n

Get A Comparison Quote<\/em><\/strong><\/h2>\n

CLEANING & JANITORIAL SERVICES INSURANCE <\/em><\/strong><\/h3>\n

Click text:\u00a0\u00a0 <\/strong><\/p>\n

What\u2019s included in Cleaning & Janitorial Insurance?<\/strong><\/h2>\n

Our\u00a0Cleaning & Janitorial Services Insurance<\/strong>\u00a0packages are tailored for the needs of the well run and operated cleaning service.\u00a0\u00a0The Cleaning & Janitorial Services Insurance<\/strong>\u00a0can be as easy and simple as a single coverage part providing comprehensive general liability insurance covering a single location.\u00a0 However, the typical\u00a0Cleaning & Janitorial Services Insurance<\/strong>\u00a0program is a package of several coverage parts but must include general liability in combination with business personal property, building and improvements insurance, equipment breakdown, and commercial auto coverage parts in one combination or another.\u00a0 At the minimum, commercial general liability coverage for cleaning services and janitorial businesses provides protection against the claims that arise from your operations including bodily injuries, damage to property, and product and completed operations claims arising from your operations as well as the products you use.\u00a0 This coverage can cover single or multiple locations and can include valuable property away from your primary premises when such equipment is temporarily located at premises you serve.<\/p>\n

It is important to get coverage right and make sure expectations are set up properly. \u00a0Let me give you just one example of a loss that occurred for a current cleaning client. \u00a0One of the business employees was cleaning the dining room table that had a large piece of tempered glass cut to the shape of the table. \u00a0It was an expensive piece of glass, about $2,000. \u00a0The owner alleges that the cleaning employee scratched the glass with the diamond in one of her rings and scored the glass that required replacement. \u00a0Without proper endorsement the standard policy would exclude loss on this glass. \u00a0Properly endorsed to modify the care, custody and control provisions in the \u00a0policy (CCC), the loss was covered after a reasonable deductible. \u00a0Knowing what you need means knowing a lot and knowing the right agent and that he has experience in these areas will save a lot more than just premium: \u00a0It will give you peace of mind! \u00a0It may save a customer relationship too!<\/p>\n

Cleaning & Janitorial Services Insurance Programs We\u2019re Offering?<\/strong><\/h3>\n
\n
\"\"<\/div>\n
\n

Maid Services<\/p>\n

Residential Cleaning Services<\/p>\n

Exterior Power Washing Services<\/p>\n

Window Cleaning Services (low rise only)<\/p>\n<\/div>\n

\"\"<\/div>\n
\n

Carpet and Floor Cleaning<\/p>\n

Janitorial Services<\/p>\n

Commercial Building Cleaning<\/p>\n

Institutional Cleaning Services<\/p>\n<\/div>\n

\"\"<\/div>\n
<\/div>\n<\/div>\n

How much does\u00a0CLEANING & JANITORIAL SERVICES INSURANCE Cost?<\/strong><\/h3>\n

Cleaning & Janitorial Services Insurance<\/strong>\u00a0is highly influenced by\u00a0the number of employees, number of locations, and the total payroll amounts.\u00a0 When you own your building it makes sense to include coverage for the building with any personal property that you require under a package policy.\u00a0 Our minimum premium begins at $550 but only small 1 person businesses can easily fit inside this price.<\/p>\n

What\u2019s covered in CLEANING & JANITORIAL SERVICES INSURANCE?<\/strong><\/h3>\n

Cleaning & Janitorial Services Insurance<\/strong><\/p>\n

The commercial package policies (CPP) are flexible and can include a variety of coverage parts built into one policy including liability, property, and other coverage. What follows is a general description of the most important coverage options.<\/p>\n

Commercial General Liability<\/strong><\/p>\n

Commercial General Liability (CGL) protects your business from bodily injuries to people and property damage you become responsible to pay due to negligence arising out of the operation of your cleaning and janitorial\u00a0business.\u00a0 If your business requires, we may also add coverage to the CGL portion of your policy for the following:<\/p>\n