{"id":122,"date":"2014-06-28T14:37:38","date_gmt":"2014-06-28T18:37:38","guid":{"rendered":"https:\/\/project-011.com\/?page_id=122"},"modified":"2015-03-30T06:40:13","modified_gmt":"2015-03-30T11:40:13","slug":"mobile-home-insurance","status":"publish","type":"page","link":"https:\/\/project-011.com\/?page_id=122","title":{"rendered":"Mobile Home Insurance"},"content":{"rendered":"<a href=\"https:\/\/project-011.com\/wp-content\/uploads\/2014\/06\/MobileHomeV1_72DPI.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter  wp-image-658\" src=\"https:\/\/project-011.com\/wp-content\/uploads\/2014\/06\/MobileHomeV1_72DPI.jpg\" alt=\"Mobile home Insurance\" width=\"702\" height=\"341\" srcset=\"https:\/\/project-011.com\/wp-content\/uploads\/2014\/06\/MobileHomeV1_72DPI.jpg 636w, https:\/\/project-011.com\/wp-content\/uploads\/2014\/06\/MobileHomeV1_72DPI-300x146.jpg 300w\" sizes=\"auto, (max-width: 702px) 100vw, 702px\" \/><\/a>\n<h1 style=\"text-align: center;\">Mobile Home Insurance &amp; Manufactured Housing<\/h1>\n<p><strong>Mobile home insurance<\/strong> for your manufactured single or double-wide home is available from Insurance Associates Agency Inc.\u00a0 We use Foremost Insurance Co., one of the largest writers of specialty home insurance in the USA.\u00a0 Foremost Insurance company is the nation&#8217;s premier choice for manufactured homes including single wide, double wide, modular and sectional homes either in a Mobile Home park or on stand-alone property locations.\u00a0 Foremost accepts manufactured homes of almost any type, age, size, make or model.<\/p>\n<p><strong>Mobile Home Insurance<\/strong> is similar to the coverage of the HO3 policy for site built homes.<\/p>\n<p>Understanding\u00a0the <strong>Mobile Home\u00a0Insurance<\/strong> Policy starts with understanding the coverage you have chosen.\u00a0 These choices are\u00a0summarized on your declaration page.\u00a0 While the coverage may be reported differently from company to company, your coverage is always listed on the declaration and, if it isn\u2019t listed you probably don\u2019t have the coverage.\u00a0 Some coverage may appear on your policy as endorsements rather than in the declaration page but you should be able to find all the coverage you have bought listed on the declaration page either listed in a specific place (see below) or you should be able to see the endorsement listed on the declaration page. Here are the common coverage parts for a mobile home property policy form:<\/p>\n<h4>Mobile Home Insurance Section I \u2013 Property Coverage<\/h4>\n<ul>\n<li>Coverage A \u2013\u00a0Mobile home\u00a0Dwelling &#8211; This is the Main Dwelling Unit<\/li>\n<li>Coverage B \u2013 Additional Structures \u2013 10% of coverage \u201cA\u201d (for garages, sheds)<\/li>\n<li>Coverage C \u2013 Contents and Personal Property \u2013 Minimum 50% of coverage \u201cA\u201d<\/li>\n<li>Coverage D \u2013 Additional Living Expense \u2013 Minimum of 20% of coverage \u201cA\u201d<\/li>\n<\/ul>\n<h4>Mobile Home Insurance Section II \u2013 Liability and Medical Payments<\/h4>\n<ul>\n<li>Coverage E \u2013 Personal Liability Coverage \u2013 $100,000 is minimum\u00a0with most companies<\/li>\n<li>Coverage F \u2013 Premises Medical Payment \u2013 $1,000 is minimum\u00a0with most companies<\/li>\n<\/ul>\n<p>The information that appears elsewhere on this site about &#8220;Understanding the Home Insurance Policy&#8221; is helpful and relevant to <strong>mobile home insurance<\/strong>.\u00a0 Click on this <a href=\"https:\/\/project-011.com\/personal-insurance\/property-insurance\/understanding-the-home-insurance-policy\/\" target=\"_blank\">page link <\/a>to transfer to this resource for more information.<\/p>\n<p><strong>Mobile Home Insurance<\/strong> is compared to ISO based HO3 policies in this link to <strong><a href=\"https:\/\/project-011.com\/wp-content\/uploads\/2014\/06\/ForemostCoverageComparisonManufHomes.pdf\">Mobile Home Insurance<\/a><\/strong>\u00a0coverage comparison\u00a0Guide.\u00a0 It walks through important differences that make the Foremost <strong>Mobile Home Insurance<\/strong> coverage better.<\/p>\n<p>Key features of the <strong>Mobile Home Insurance<\/strong> coverage from Foremost as well as coverage highlights and options are described in this\u00a0<a href=\"https:\/\/project-011.com\/wp-content\/uploads\/2014\/06\/PolicyFeaturesForemostManufHomesv1.pdf\">Foremost <strong>Mobile Home Insurance<\/strong><\/a>\u00a0link describing coverage options, features, and general policy highlights.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Mobile Home Insurance &amp; Manufactured Housing Mobile home insurance for your manufactured single or double-wide home is available from Insurance Associates Agency Inc.\u00a0 We use Foremost Insurance Co., one of the largest writers of specialty home insurance in the USA.\u00a0 Foremost Insurance company is the nation&#8217;s premier choice for manufactured homes including single wide, double [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":17,"menu_order":7,"comment_status":"open","ping_status":"open","template":"tpl-property-insurance.php","meta":{"footnotes":""},"class_list":["post-122","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/project-011.com\/index.php?rest_route=\/wp\/v2\/pages\/122","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/project-011.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/project-011.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/project-011.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/project-011.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=122"}],"version-history":[{"count":11,"href":"https:\/\/project-011.com\/index.php?rest_route=\/wp\/v2\/pages\/122\/revisions"}],"predecessor-version":[{"id":2004,"href":"https:\/\/project-011.com\/index.php?rest_route=\/wp\/v2\/pages\/122\/revisions\/2004"}],"up":[{"embeddable":true,"href":"https:\/\/project-011.com\/index.php?rest_route=\/wp\/v2\/pages\/17"}],"wp:attachment":[{"href":"https:\/\/project-011.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=122"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}